The Four Star Investor » Banks

5 of 5 Do you trust banks?

Mon, 19 Sep 2011 18:41:12 +0000

A spontaneous briefing about Money, Gold and Investment! Excuse the very non-proessional form…next time I will do better…

Banks Still Adding Jobs In London, Despite Taxes

Thu, 24 Mar 2011 18:43:09 +0000

Banks Still Adding Jobs In London, Despite Taxes
Investment banks in Europe’s financial capital are adding jobs, helping to bolster headcounts at law and accounting firms across London, as the rest of Britain struggles to recover from the worst economic contraction since the 1930s. Chancellor of the Exchequer George Osborne, who delivers his budget today, has little alternative except to do all he can to keep companies such as Barclays Plc …

The Emerging Markets That Banks Should Go Into Next

Wed, 09 Mar 2011 18:43:25 +0000

The Emerging Markets That Banks Should Go Into Next
There is a rush to find the next financial growth markets. Our picks: South Korea, Mexico, Turkey, South Africa and Indonesia.

U.K. Banks Avoid Wider Probe of Underwriting Fees

Sat, 29 Jan 2011 18:38:57 +0000

U.K. Banks Avoid Wider Probe of Underwriting Fees
U.K. investment banks avoided a full-blown antitrust probe of fees for rights offerings and other share issues after a regulator said a lack of competition should be “tackled” instead by companies and shareholders.

Angel Investors Say Yes When Banks Say No

Tue, 12 Oct 2010 18:42:37 +0000

Go to adventurebusinesscapital.com toget great information on Venture Capital! We have the best tips and articles to provide business owners with additional resources that may help them to grow or improve their business.

RAISING CAPITAL THROUGH BUSINESS ANGELS VS BANKS

Sat, 14 Aug 2010 18:43:40 +0000

If you’re looking to raise capital for your business, you’re probably considering one of 2 options – investment through (e.g.) business angels, or financing through banks. But which do you go for?

Business angels and other investors can bring a whole host of advantages to a business. Not only do they provide capital, but because they’re successful entrepreneurs in their own right they can bring a wealth of knowledge and expertise.

This experience can be vital to the success of a business. It’s no good having the capital there if you don’t know what to do next. And, because their investment is offered in exchange for a share in the business, they’re more motivated to help it succeed to ensure their return.

Banks, on the other hand, offer loans rather than investments. They get their return through interest, and will often hold you to strict timescales for repayment. They usually can’t offer the same level of financing that an angel investor can, and won’t bring the same amount of help and support to a business.

You’re also more likely to be turned down for a loan from a bank. They often require security, and if you’re a start-up it’s unlikely that you’ll have any to offer. They’re also unlikely to invest in more unusual business ideas, or ones that are risky.

This isn’t the case for business angels. They’re attracted to businesses that are high-risk, as it’s these that have the most potential for growth and, subsequently, profit. They get their returns depending on the profitability of a business, so as long as a business has potential for growth they’ll consider investing in it.

Banks will always have their own interests at heart. Business angels, on the other hand, consider your interests as well – you’re both working for the success of the same company so it’s essential that you have the same vision and priorities.

As you can see, raising capital through business angels is a far better option than going for banks. They offer more money, more support, more time, and ultimately more success. What’s there to think about?

One of the best websites in this regard is entrepreneurinvestornetwork.com.au, which aims at uniting angel investors looking for business investments in Australia with budding entrepreneurs in the country.Log on to the website today. You will not be disappointed.

BP hires investment banks in wake of spill: Source

Tue, 15 Jun 2010 19:17:01 +0000

BP hires investment banks in wake of spill: Source
BP hires investment banks in wake of spill: SourceBP hires investment banks in wake of spill: Source

Banks vs. Angel investors

Sun, 18 Apr 2010 18:38:15 +0000

Are you looking for investment to start a new business of your own? There are so many options that you can avail. However, the two most favorable options are banks and angel investors. Both these sources can provide you with substantial amount of monetary investments to get your dream business on the road to success. However, on closer scrutiny, you will find that angel investors can often outweigh banks when it comes to investing in a business. How? Let’s find out.

For starters, banks will demand a substantial interest rate over the amount that you take as a loan from them. This can balloon into an amount that may not be easy for you to bear, depending on how your business is faring. However, banks will take no interest in the condition of your business. They will simply want their money back on time, no matter how you pay it. An angel investor, in contrast, is effectively your partner in the business. His/ her profits will depend on how well the business is faring. So, if your business is not running too well, the investor will help you boost your profits, for his/ her own interest. Which bank can ever provide you with this kind of facility?

Secondly, banks are only concerned about whether you are paying the loan back on time. How you run the business is your headache. An angel investor, on the other hand, will try to boost your profits for his/ her own sake. The investor will channel his/ her own client base towards your business to boost its profits. Besides, the veteran investor will also act as a business mentor, teaching you various tips and tricks to make your business a success. Since when did banks start providing this kind of assistance?

So, as you see, angel investors are way over banks as investing authorities. So don’t worry. Log on to EntrepreneurInvestorNetwork.com.au now to find the perfect angel investor to turn your dreams of owning a business into a glorious reality.

Who gives higher returns of interest Banks or Investment companies when it comes to mutual funds?

Thu, 01 Apr 2010 19:03:11 +0000

Who’s going to give the best return in Mutual Funds, a bank or an investment company? Who’s less likely to have all the fees that come along with me investing in mutual funds?

Bets on economy lift Wall Street; banks, tech lead

Thu, 11 Mar 2010 19:09:13 +0000

Bets on economy lift Wall Street; banks, tech lead
NEW YORK (Reuters) – Bank and technology shares lifted Wall Street on Wednesday on hopes a revival in business demand will boost corporate profits.